Connecticut Auto Accident: What To Do If There Is Not Enough Coverage?

When traveling along Connecticut roadways, we often take for granted that every motorist on the road has adequate insurance. After an auto accident the insurance companies work out who will take responsibility and then pay damages. Meanwhile, you are injured and receiving medical treatment and needing to get your car repaired or replaced.

What if the other driver does not have insurance or enough insurance to cover your injuries and damage to your vehicle?

When you are at the scene, you would do the same things that would happen in any accident.

• • Call the police so they can write a report.

• • Get the other driver’s insurance information, driver’s license information, and contact information.

• • Contact your insurance company so they are aware the other driver does not have insurance.

• Get an immediate medical evaluation.

What happens if the other driver is not adequately insured? The State of Connecticut requires all drivers to carry UIM (uninsured motorist insurance) so even if the other driver is not adequately insured, you can file a claim against your own policy for your injuries and damages.

Find out if you are able to handle your auto accident claim yourself.